[rescue] several second lag...

[joshua d boyd]

On Sun, Aug 05, 2001 at 05:00:47PM -0700, David Passmore wrote:
> On Sun, Aug 05, 2001 at 04:30:43PM -0400, joshua d boyd wrote:
> 
> > And what of when those reputable merchents get cracked, as happens all too
> > often these days?
> > 
> > So, it might just be a somewhat remote chance.  However, if that were to
> > happen to me, it would mean something like not being able to go to school
> > this fall (tuition is sitting in my checking account until the school gets
> > the check cashed which tends to take a few weeks for some reason).
> 
> Keep only enough money in your checking account to buy what you need. It's
> easy enough these days to transfer money from a savings to a checking
> account when you need to make a larger purchase. This is a good policy in
> general, since if you have money lying around, you want it in some kind of
> interest-bearing account.

Oddly enough, at my credit union, checking accounts bear the same interest
that savings accounts do.  I do purchase short term CDs when I can.  The
interest isn't great, but it still is an extra $20 or more for money that 
I shouldn't spend anyway.  I might get a 3 month one if 6 weeks for
instance.

-- 
Joshua D. Boyd