[geeks] Insurance (was [rescue] Current collections)

[Phil Stracchino]

On Sun, Apr 11, 2004 at 01:04:34AM -0400, Charles Shannon Hendrix wrote:
> Fri, 09 Apr 2004 @ 16:02 -0400, Phil Stracchino said:
> > This, too, is a solvable problem.  Month-by-month non-operation filing,
> > for example, with required "freezing" of your insurance by your carrier, 
> > would trivially solve it.
> 
> ...and greatly increase the costs of the system.

I fail to see why.  It shouldn't make any significant difference to the
cost of operation of a properly designed and built system.  And if the
system is hosed and broken (ha!  "if"!), you can't blame its inability
to implement a simple measure on the measure itself.  Use the additional
registration fees it generates from vehicles that are only non-op for a
few months, instead of the whole year, to pay for it.


> I think this sounds way too draconian.

Draconian?  I'd call it "flexibility".  The only people it's draconian
to is people who want the privilege of driving a motor vehicle, but
don't want to have to bear any financial responsibility for doing so.


> My car isn't even worth insuring.  The only reason I cannot just get an
> insurance policy covering third parties and not my car is because the
> insurance companies lobbied against it.

Then talk to a different insurance company.  Unless they managed to get
that banned altogether in your state, in which case talk to your
politicritters, who'd probably just LOVE to get their hands on a cause
that's increasing the number of uninsured motorists on the road.


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